备考英语四级作文时，重点应重视积累词语和句型，同时多训练写作，提高表达能力和逻辑思维。新东方在线记者整理了“2024下半年大学习英语四级作文范本：卡奴”，期望对你有所帮助!
2024下半年大学习英语四级作文范本：卡奴
“卡奴”是指一个人用很多的现金卡、信用卡，但负担不出缴款金额或是以卡养卡、以债养帐等方法，一直在还利息钱的人。
1. 现在出现很多青年变成“卡奴”现象
2. 出现这一现象的原-因
3. 我对这一现象的怎么看和建议
参考范本：
As people change the patterns of consumption, it is common for people to have several cards. Then “Card slave” is coined. “Card slave” refers to people who can only pay the minimum balance on their credit card debt every month. Many youngsters fall under the so-called card-slave category.
The reason behind “card slaves” varies. The fierce competition among banks, Chinese or foreign, encourages them to lure customers to hold more credit cards. Unfortunately, some card holders, especially youngsters with large shopping addictions and small salaries, have outstanding credit card debts and gradually became “card slaves” after reaching their credit card limit on luxury items. Due to their meager salaries, they always live on the edge of bankruptcy.
In my opinion, people should manage their financial affairs. First, only choose the credit cards that suit you the most. Secondly, manage your cards properly. Get some good tips from internet and follow them. Thirdly, increase income and avoid excessive expenses. These tips will help you keep away from the danger of becoming a “card slave”.
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